The study has sought to know the level of insurance culture that Omani workers have in the Private sector , the obstacles which limit the prevalence of it and the ways which promote it for the Omani workers in private sector. The study's goals are summarized in the following questions: 1- what is the level of Insurance culture of the Omani workers in United Engineering services Company? 2- what are the obstacles which limit the prevalence of insurance culture in United Engineering services Company? 3- How can promote the insurance culture for the Omani workers in the Private sector? To answer these questions, a questionnaire and the social comprehensive survey's approach have been used to collect the data, from a sample of 123 Omani workers working in the United Engineering Services Company The most important Findings of the study are: 1- The study's results pointed out that there is a weak insurance culture for the workers who participated in the study in general. 2- It is clear that there is an influence for each of the social status and educational level of the Omani workers. Also, the kind of job which they have occupied has influenced their knowledge about social insurances' systems. 3- The results showed that there is obstacles which limit the prevalence of insurance culture which are: There is no benefit from the services of Public Authority for Social Insurances, absence of confidence of social insurances' work and their work nature. , lack of interest of the mangers' in the company about the subject of social insurances , lack of interest of the workers to know about them, and because the insurance's operation is obligatory that workers see it needless to know about