The research seeks to know the Omani Islamic Bank Procedures before the Murabaha contract, also to find out how to own and possess goods, how to conclude Murabaha contracts, determine insurances which are undertaken by Omani Islamic Bank and reveal the methods of addressing it of the troubled debt. Methodology: The researcher followed the descriptive analytical methodology. This methodology presents legal statements, definitions and standards. And the deductive analytical methodology will be after presenting the statements and likely by considering the statements and evidence, also comparing banks in the Sultanate of Oman to the legal standards, to know to what extent they are adhering to the standards. ّ:Results: Results The researchers found out, after reviewing the bank contracts of the Murabaha standard, that the banks take promise from one party before the contract, and they do not sell the goods unless they possess them. The Omani Islamic bank conditioned of innocence of flaws, and at the time of concluding the contract, they take two guarantees on the client and requires the subrogation to all contracts if two instalments are delayed. In addition, the addressing process of troubled debt requires authenticating the recalcitrant debtor.